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Carl Duffey
Founder and Principal Consultant

Carl Duffey is the founder and principal of Heritage Insurance Consulting.  He has over 20 years of experience working in healthcare in both community and hospital settings.


Carl received his bachelor's degree from University of Florida and went on to receive his Masters in  Healthcare Administration (MHA) degree from the University of North Florida.  Upon completion of his MHA in 1993, he and his family left Florida to put down roots in the Richmond area.  Carl worked in community and institutional healthcare from 1981-1999.  In 1999, he transferred his expertise and vast experience in the healthcare industry into health insurance consulting and sales and started his own consulting firm in 2007. His clients include both individuals and businesses.  

He is known for his in-depth expert knowledge, serving his clients with integrity, and the ability to make complex insurance topics understandable to those seeking to problem-solve their health insurance needs.

Carl enjoys giving back to the local community and is heavily involved in many associations and groups.  You have probably even seen him around town at one of Richmond's many golf courses.

Professional specialties

                  Life insurance strategies

         Long Term Care options

         Senior healthcare options



Past and Current Professional Associations & Memberships

         Bon Secours St Francis Medical Center Community Advisory Board

Central Virginia Healthcare Executives Group

         Chesterfield County Chamber of Commerce (past Board Member)

       Midlothian Business Association

         Richmond Association for Business Economics

         Richmond Senior Network (Board Member)

         Rotary Club of James River (Past President & District Foundation Advocate)

         Virginia Healthcare Association (Advisory Panel Member)

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